Ally Financial Inc (ALLY)

Currency in USD
42.24
-0.33(-0.78%)
Closed·
42.25+0.01(+0.02%)
·

Ally Financial Inc (ALLY) Earnings Dates & Reports

Latest Release
Jan 21, 2026
EPS / Forecast
1.09 / 1.03
Revenue / Forecast
2.12B / 2.14B
EPS Revisions
Last 90 days
Release Date
Period End
EPS
/Forecast
Revenue
/Forecast
EPS Surprise %
Revenue Surprise %
Reaction
03/2026--/0.936--/2.14B----Free Sign Up
12/20251.09/1.032.12B/2.14B+5.83%-0.93%Free Sign Up
09/20251.18/1.001.98B/2.12B+18%-6.6%Free Sign Up
06/20251.04/0.8101.91B/2.04B+28.4%-6.37%Free Sign Up
03/2025-0.820/0.4701.59B/2.03B-274.47%-21.67%Free Sign Up
12/20240.780/0.5802.10B/2.01B+34.48%+4.48%Free Sign Up
09/20240.950/0.5102.10B/2.04B+86.27%+2.94%Free Sign Up
06/20240.970/0.6302.04B/2.03B+53.97%+0.49%Free Sign Up
03/20240.450/0.3401.99B/1.96B+32.35%+1.53%Free Sign Up
12/20230.450/0.4502.10B/2.00B0%+5%Free Sign Up

All numbers in USD

Ally Financial Inc Earnings Call Summary for Q4/2025

  • Ally Financial reported Q4 2025 adjusted EPS of $1.09, beating forecasts by 5.83%, with revenue reaching $8.5 billion (up 3% YoY) despite a 3.7% stock drop in pre-market trading
  • The company announced a $2 billion share repurchase program and achieved a 62% YoY increase in adjusted EPS to $3.81, with core ROTCE improving by over 300 basis points to 10.4%
  • Strategic investments in AI and cybersecurity were highlighted, alongside record consumer loan originations and insurance written premiums
  • For 2026, Ally Financial projects NIM between 3.6-3.7%, retail auto net charge-offs of 1.8-2%, and approximately 1% expense growth, anticipating 2-3 Federal Reserve rate cuts
  • CEO Michael Rhodes stated '2026 will be about bridging strategy to execution,' while the company targets mid-teens returns on tangible common equity
Last Updated: 01/21/2026, 10:34 AM
Read Full Transcript
Ally Financial Inc investor slides for Q4/2025
Ally Financial Q4 2025 slides
Last Update: Jan 21, 2026
See full investor slides

FAQ

What Is Ally Financial Inc's Earnings Per Share (TTM)?

The Ally Financial Inc EPS (TTM) is 2.37.

When Is The Next Ally Financial Inc Earnings Date?

Ally Financial Inc will release its next earnings report on Apr 17, 2026.

What Is Ally Financial Inc’s Revenue Forecasts For Upcoming Quarters?

Ally Financial Inc’s revenue forecast is 2.14B.

How Did Ally Financial Inc React to the Company's Latest Earnings Report?

Ally Financial Inc reported a +5.83% EPS surprise and a -0.93% revenue surprise, comparing the latest report against analyst forecasts. The stock price changed by -1.01%, reflecting the market's response to the earnings results.
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